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BMW FINANCIAL SERVICES.

We're here to put you in the driver's seat.

BMW FINANCIAL SERVICES.

We're here to put you in the driver's seat.

BMW FINANCIAL SERVICES.We're here to put you in the driver's seat.

Lease or Finance?

Discover the option right for you.

You know the BMW you want to drive. Now discover the best way to finance it. BMW Financial Services offers a range of options to give you the flexibility to find a solution that works best for you.

Standard lease

Standard Lease.

Get competitive interest rates and lower monthly payments on your new BMW. If you’ve decided on the reliability, value and quality of a Pre-Owned BMW, our Standard Lease provides you with the benefits, the flexibility and the security that you’re looking for.
Single payment lease

Single Payment Lease.

Won over by the merits of leasing? Why not make a payment at the beginning of the lease, and avoid monthly payments altogether? Interest is calculated at a reduced rate, so the lump payment is less than what your monthly payments would add up to with a Standard Lease, and you still retain the right to purchase your BMW at the end of your lease.
Kilometre Options

Kilometre Options.

When we say, “pay only for the portion you drive,” we mean it: no one offers more kilometre options than BMW Financial Services. If the standard lease 24,000 km per year doesn’t suit your needs, you may also select from high or low kilometre options. Additional kilometres can also be purchased up front. This kind of flexibility won't be found at any financing institution.
Standard finance

Standard Finance.

Our Standard Finance option is straightforward, easy and suited to most buyers. It offers competitive interest rates, contract terms from 24 to 84 months, and a wide range of down payment options. Simple and flexible, sometimes the best choice is an obvious one.
OwnersChoice®

OwnersChoice®.

Enjoy the satisfaction of owning, with the flexibility of a lease-type payment schedule. With OwnersChoice, you make equal monthly payments over the term of your contract, and a final "balloon" payment for the remaining amount. The length of the contract is flexible, as is the balloon amount, which you can pay off at any time without penalty. OwnersChoice is not available in the province of Québec.
Electrify Program

BMW Financial Services Electrify Program.

We are proud to offer the BMW Financial Services Electrify Program, a comprehensive suite of products designed exclusively for BMW i Drivers. The program offers attractive packages for leasing, financing, insurance, vehicle-related services and mobility services. Contact your BMW i Retailer for an individual offer.

Protection Products.

Relax. We have you covered.

BMW Financial Services Protection Products offer extra coverage for you, your family, and your new investment. Standard automobile insurance offers decent peace of mind, but it doesn’t cover everything. We have carefully developed our Protection Products to address the most common, costly, and disruptive contingencies that might occur while you enjoy your BMW.

Tire and Rim Protection

Excess Wear & Use Protection.

BMW Financial Services Excess Wear & Use Protection is designed to give you maximum protection and keep you safe from additional costs at the end of your lease. The product premium is included within your monthly payment, so there are no additional up-front fees to worry about. Simply put, it’s the best protection in the business.
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Tire & Rim Protection.

BMW Financial Services Tire and Rim Protection takes care of tire and rim repair or replacement costs. The work is completed by BMW Certified Technicians using only Original BMW parts. Just bring your vehicle to a BMW Retailer and they’ll begin the repair or replacement. And remember: Damaged BMW run-flat tires are always replaced, never repaired.
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Appearance Protection.

Keep your BMW looking as good as new with coverage for most cosmetic damage that can detract from your vehicle’s appearance, and lessen its value. Front Windshield Protection, Paintless Dent Removal (PDR), Paint Protection, Interior Protection, Key and Keyless Remote Replacement – we have you covered.
Anti-Theft Protection

Anti-Theft Protection.

Ensure you are the only one driving away in your BMW, with protection designed to discourage thieves and increase traceability. In the event your vehicle is stolen, BMW Financial Services Anti-Theft Protection coverage may also include a reduced cost of purchase for a replacement BMW.
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Creditor Life & Disability Insurance.

In case of the unthinkable, BMW Financial Services can provide extra life insurance coverage to protect your loved ones from the financial obligations of your BMW lease or finance payments. We also provide best-in-class disability insurance that covers your obligations to monthly vehicle payments in the event that you are diagnosed with a disability.
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Home & Auto Insurance.

With preferred rates and a host of benefits, BMW Financial Services Canada is proud to sponsor the only Home & Auto Insurance Program designed specifically for BMW drivers. Call your BMW Home & Auto Insurance Program licensed broker at 1.877.505.3460 and get a quote today.
Electrify Program

BMW Financial Services Electrify Program.

We are proud to offer the BMW Financial Services Electrify Program, a comprehensive suite of products designed exclusively for BMW i Drivers. The program offers attractive packages for leasing, financing, insurance, vehicle-related services and mobility services. Contact your BMW i Retailer for an individual offer.

BY OWNERS FOR OWNERS.

Explore the little extras that make owning a BMW special. The following tools and service extras have been conceived and created by BMW owners, for BMW owners.

My BMW image

All Roads Lead To MyBMW.ca.

MyBMW.ca lets you make the most out of ownership. Here is a taste of what you can do with MyBMW.ca: Manage your lease and finance details online; review and udpate your banking information; view your amortization schedule; access your Payoff quote; retrieve your End-of-Year Tax Receipt; request your end of lease appointments; access warranty information and status; see vehicle recalls and product upgrades. Log in or register now in just a few simple steps.
End of lease

End of Lease Guide.

When the lease on your BMW nears maturity, it’s time to consider your options. Before your return your vehicle, you will have to complete some simple procedures. So you know what to expect, we’ve created a personal timeline to notify you of important dates, and provide evaluation guidelines to determine acceptable wear and use on your BMW.
BMW Loyalty Program

BMW Loyalty Program.

The BMW Loyalty Program is designed to reward BMW drivers with two exclusive incentives on our exciting lineup of new vehicles. You qualify for the program if you are an existing Lease, Finance or OwnersChoice® Customer who has been in your contract for at least 18 months at the time of purchase, or if you are a current owner of a 2010 to 2015 BMW vehicle. Simply choose between a 0.75% interest rate reduction on a BMW Financial Services Lease, Finance or OwnersChoice contract for any new BMW vehicle, or a purchase credit of up to $2,000 towards the cash purchase of a new BMW vehicle.
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Live chat

Got questions? A BMW Financial Services Concierge can answer your questions. Chat is available Monday–Thursday 9 am to 8 pm and Friday 9 am to 6 pm ET.
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Payment calculator

Not sure which BMW Financial Services program suits you? Use the Payment Calculator below to explore all of your financial options.
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What can I drive?

Select or enter your monthly payment and down payment. We’ll present which vehicles match your criteria and offer financial options.

Contact Us

Monday - Thursday
8:30 am - 8:00 pm
Friday
9:00 am - 6:00 pm
(Eastern Time)