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Dream it. Drive it. BMW Finance.

Smart financing that moves with you. Personalized. Effortless. That’s exactly how BMW ownership should feel.

Your BMW Finance benefits.

Ownership Confidence.

Enjoy predictable costs today and the long-term value of ownership tomorrow.

Unlimited mileage.

From quick city runs to cross-country escapes, drive as far as your ambitions take you.

Freedom at every turn.

When your contract ends, the choice is yours. Keep your BMW, trade it in, or set out on a new adventure.

One-stop-shop.

Simple. Seamless. Designed to give you more time for what really matters.

Designed to go further.

With added protection products, BMW Finance goes beyond leasing and finance offers.

Let’s get you into your BMW.

We’ll guide you through your options, help you choose the right financing option, and make sure you’re confident with every decision you make.

Find financing that fits.

Whether you prefer flexible monthly payments, adaptable terms, or more freedom with your final installment, we make it easy to choose financing that fits your life.

STANDARD FINANCE.

OWNERSCHOICE® FINANCING.

Vehicle ownership: down payment + monthly payment.

Vehicle ownership: down payment + monthly payments + final payment
(balloon payment).

Unlimited mileage.

Unlimited mileage.

Fixed monthly payments.

Flexible down payment.

Longer-term financing options.

Refinancing options for balloon payment.

BMW Standard Finance

BMW Standard Finance. Anything but standard.

Straightforward, flexible, and designed to fit the way you drive. BMW Standard Finance offers exceptional interest rates with terms from 24 to 84 months, depending on model year and the combination of a wide range of down payment options. Choose weekly, bi-weekly, or monthly payments, designed around you.

FAQs

Ownerschoice

BMW OwnersChoice® Financing?

Keep your expectations high and your payments reasonable. BMW OwnersChoice® Financing lets you enjoy the BMW you’ve been dreaming of with lower monthly payments and the flexibility of a larger final payment at the end of your term (a balloon payment).

FAQs

Make your next move.

See latest offers.

Discover loyalty offers.

Configure your BMW.

Discover BMW Certified Pre-Owned.

Everything you need to move forward.

Financing, built around your drive.