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BMW PROTECTION PRODUCTS.

Enjoy peace of mind…on all life’s roads…with Protection Products by BMW Financial Services.

PROVIDING YOU WITH PEACE OF MIND.

BMW Financial Services Protection Products provide optimum protection for you and your vehicle. 

BMW PROTECTION PRODUCTS.Enjoy peace of mind…on all life’s roads…with Protection Products by BMW Financial Services.
BMW Financial Services Protection Products

THE BMW FINANCIAL SERVICES PROTECTION PRODUCT COMPARISON.

MECHANICAL BREAKDOWN PROTECTION.
EXCESS WEAR & USE PROTECTION.
APPEARANCE PROTECTION.
TIRE & RIM PROTECTION.

THE BMW FINANCIAL SERVICES PROTECTION PRODUCT COMPARISON.

†Coverage begins on the date of sale, or the date the vehicle is placed in service as a demonstrator or company vehicle, whichever comes first.

LIMITED DEBT WAIVER.
SERVICE INCLUSIVE.
LOAN PROTECTION.
ANTI-THEFT PROTECTION.

BMW MECHANICAL BREAKDOWN PROTECTION.

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With the BMW Mechanical Breakdown Protection[1], you have the added comfort and peace of mind knowing that your vehicle is covered for out-of-warranty repairs beyond the 4-year / 80,000-km† New Vehicle Limited Warranty period. As an added benefit, BMW Mechanical Breakdown Protection include 24-hour Roadside Assistance for the duration of the term. No matter where in Canada you are, any authorized BMW Retailer can provide service.

†Coverage begins on the date of sale, or the date the vehicle is placed in service as a demonstrator or company vehicle, whichever comes first.

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW MECHANICAL BREAKDOWN PROTECTION.

  • What does the BMW Mechanical Breakdown Protection [1] cover?

    The BMW Mechanical Breakdown Protection covers the following:

    Vehicle Covered Parts

    We will arrange to repair or replace a covered part in the event that there is a mechanical breakdown of such part. Covered components include;

    • Engine, Transmission, Drive Axle
    • Steering
    • Front and Rear Suspension
    • Climate Control
    • Electrical Systems, Fuel Systems
    • Chassis Hardware
    • Seals and Gaskets
    • Factory Installed Navigation, Audio and High-tech Components

     

    Diagnostic Services

    • We will arrange for all reasonable, necessary and customary diagnostic services in conjunction with a covered repair.

     

    Fluid Services

    • We will arrange to replace any necessary fluids, oil, grease, lubricants etc. that must be replaced in conjunction with a covered repair.

     

    Emergency Roadside Assistance

    • In the event of a mechanical breakdown, towing or flatbed transportation will be arranged and provided to the nearest BMW Retailer, up to a maximum of 100kms per incident.
  • What is the eligibility of the BMW Mechanical Breakdown Protection contract?
  • Are there any components that are exclusive for Electric/Plug-In Hybrid Electric vehicles on the BMW Mechanical Breakdown Protection contract?
  • Are there any exclusions on the BMW Mechanical Breakdown Protection?

BMW EXCESS WEAR & USE PROTECTION.

BMW Excess Wear & Use Protection gives you the maximum protection for your BMW.

BMW Excess Wear & Use Protection[1] is designed to give you maximum protection and peace of mind, so you never have to worry.

 

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW EXCESS WEAR & USE PROTECTION.

  • What does BMW Excess Wear & Use Protection [1] cover?

    BMW Financial Services may waive certain Excessive Wear or Use charges that would otherwise be chargeable under the Lease Agreement. Charges waived include but are not limited to:

    • Minor dents and dings
    • Paint scratches
    • Rock chips
    • Chips or cracks to your BMW-approved windshield
    • Scratches or scuffs to your BMW approved rims
    • BMW approved tires with less than 3/32”’s of tread depth
    • Minor interior rips or tears
    • Missing parts valued at $200 or less
    • Up to $7,500 in waiver limits
    • Subject to a $1,000 single incident damage limit
  • What are the eligibility criteria for BMW Excess Wear & Use Protection?
  • Are there any exclusions on BMW Excess Wear & Use Protection?

BMW APPEARANCE PROTECTION.

BMW three-quarter front view man walkiong away

With BMW Appearance Protection[1], you'll be covered for most cosmetic damages. With Front Windshield Protection, Dent Removal, Paint Repair, Head and Taillight Protection, Interior Protection, and Key and Keyless Remote Replacement, BMW Appearance Protection will keep your vehicle looking as good as it did the day you drove it home – and helps retain its value.

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW APPEARANCE PROTECTION

  • What does BMW Appearance Protection [1] cover?

    BMW Appearance Protection covers interior, front windshield repair, dent removal, key and keyless remote replacement, head and taillight protection, paint repair, front windshield replacement, and a car rental benefit[1]. Please see below for details:

    Interior Protection

    • Repair of damage to the vehicle’s interior vinyl, leather or fabric components due to accidental tears or scratches, excess wear, or normal spills such as coffee, milk or soft drinks.

     

    Front Windshield Repair

    • Repair of chips or cracks caused by propelled rocks or road debris, as well as stress cracks caused by extreme weather.

     

    Dent Removal

    • Repairs to small dents on the exterior vertical panels that do not harm your BMW’s original finish.

     

    Key and Keyless Remote Replacement

    • Replacement of lost, stolen or inoperable keys and keyless remotes, including cost for reprogramming.

     

    Head and Taillight Protection

    • Repair or replacement of head or taillight damage caused by propelled rocks or road debris.

     

    Paint Repair

    • Repair of damage to the exterior paint surfaces, where paint touch-ups and/or polishing is required.

     

    Front Windshield Replacement

    • Replacement of one (1) front windshield if the windshield has three (3) or more chips, cracks, heavily pitted glass, a chip that has begun to "spider", or is located in the driver's line of sight, or is a single crack and/or break that is at least five (5) centimeters in length.

     

    Car Rental Benefit

    • A complimentary 1 day car rental (up to $50 including taxes) for any eligible claim.
  • What vehicles are eligible for BMW Appearance Protection?
  • Are there any exclusions on BMW Appearance Protection?

BMW TIRE & RIM PROTECTION.

BMW Tire & Rim Protection takes care of your BMW’s tire and rim repair or replacement costs.

BMW Tire & Rim Protection[1] takes care of tire and rim repair or replacement costs. Repairs are completed by BMW Certified Technicians with original BMW parts. Just bring your vehicle to a BMW Retailer and they’ll begin the repair or replacement. Your Retailer will take care of the entire claims process from beginning to end.

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW TIRE & RIM PROTECTION.

  • What does BMW Tire & Rim Protection [1] cover?
    • BMW Tire & Rim Protection provides coverage for BMW-approved tires and rims damaged by various road hazards, including but not limited to; nails, screws, glass, rocks, potholes, road cracks, uneven pavement, curb scuffs.
    • Coverage also includes BMW summer tire and rim packages, BMW winter tire rim packages, and replacement tires and rims beyond the original set (as long as they comply with BMW specifications).
    • BMW Tire & Rim Protection covers up to a $2,000 benefit limit for curb scuff damage to your BMW approved rims.
    • BMW Tire & Rim Protection covers up to a maximum $12,000 in total benefits.
  • What vehicles are eligible for BMW Tire & Rim Protection?
  • Are there any exclusions on BMW Tire & Rim Protection?

BMW LIMITED DEBT WAIVER.

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BMW Limited Debt Waiver[1] is designed to protect you by waiving outstanding debt if your vehicle is deemed a total loss or suffers a repair event. 

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW LIMITED DEBT WAIVER.

  • What does BMW Limited Debt Waiver cover [1]?

    BMW Limited Debt Waiver covers replacement and repairs in the following situations:

    Replacement Event

    • If your BMW is a total loss and the insurance payout is less than your remaining loan amount, you are at risk of having to continue payments for a vehicle you can no longer use.
    • BMW Limited Debt Waiver protects you by waiving the difference between your primary insurer’s payout and the balance of your BMW Financial Services loan immediately prior to the total loss.


    Repair Event

    • As an add-on benefit, you can also purchase a “Repair Event” benefit that will waive a fixed amount of your BMW Financial Services loan in the event of a partial loss (where a damage declaration record is added to your vehicle’s history report and your claim is paid by your primary insurer).
    • The amount waived will depend on your initial vehicle loan amount:
      • Loans of less than $30,000: Up to $2,500 waived
      • Loans of $30,000 – $100,000 (inclusive): Up to $5,000 waived
      • Loans of more than $100,000: Up to $7,500 waived
  • Who is eligible for BMW Limited Debt Waiver?
  • Are there any exclusions on BMW Limited Debt Waiver?

BMW SERVICE INCLUSIVE.

BMW Financial Services BMW Motor Insurance BMW three-quarter front view in front of mountain landscape with woman

Extend your no-charge scheduled maintenance with an extended coverage option that can double your allotted coverage period. Service Inclusive consists of maintenance work and services for your BMW.

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW SERVICE INCLUSIVE.

  • What does BMW Service Inclusive cover [1]?

    BMW Service Inclusive covers maintenance work and services for your BMW including: fluid and filter changes, labour, and the use of original BMW parts.

  • What is the eligibility of BMW Service Inclusive?
  • Are there any exclusions on BMW Service Inclusive?

BMW LOAN PROTECTION.

BMW cars by lake

BMW Loan Protection[3] is designed to protect you from the impact of unforeseen life events, when you need it most. Choose between our Essential, Essential Plus, or Carefree plan options. All plans are optional and voluntary, protecting your Lease or Loan commitments to BMW should you pass away or experience a critical illness, involuntary loss of employment, or disability (terms and conditions, including benefits and exclusions, apply; see the Insurance Enrollment for complete details). Please contact your preferred BMW retailer for more information.

BMW Loan Protection is an optional creditor’s insurance product underwritten by Co-operators Life Insurance Company and administered by LGM Financial Services Inc. To contact Co-operators Life Insurance Company call 1-855-587-8595 or visit www.cooperators.ca.

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW LOAN PROTECTION.

  • What does the BMW Loan Protection Products [1] cover?

    Choose from the following BMW Loan Protection products:

    1. Life Insurance Benefit[4] - coverage for a benefit equal to the outstanding balance of your Loan/Lease on the date of your death, payable to BMW.
    2. Critical Illness Insurance Benefit[4] – coverage should you be diagnosed with certain types of critical illness (including heart attack, stroke, or forms of cancer), for a benefit equal to the outstanding balance of your Loan/Lease on the date of your diagnosis, payable to BMW.
    3. Disability Insurance Benefit[4] – coverage should you become totally disabled, for an insurance benefit equal to your monthly payment for the remaining term of your loan, payable to BMW.
    4. Loss of Employment Insurance Benefit[4] – coverage should you be affected by an involuntary loss of employment, for a benefit equal to your monthly payment for the remaining term of your loan, payable to BMW.
  • What are the eligibility requirements for BMW Loan Protection Products?
  • Are there any exclusions on BMW Loan Protection Products?

BMW ANTI-THEFT PROTECTION.

BMW Financial Services BMW Motor Insurance BMW three-quarter front view in front of mountain landscape with woman

Ensure you are the only one driving away in your BMW, with protection designed to discourage thieves and increase traceability. In the event your vehicle is stolen, BMW Financial Services Anti-Theft Protection[1] coverage may also include a credit towards the purchase of a replacement BMW.

FAQ: FREQUENTLY ASKED QUESTIONS ABOUT BMW ANTI-THEFT PROTECTION.

  • What does BMW Anti-Theft Protection [1] cover?

    BMW Anti-Theft Protection covers the following:

    In the event your vehicle is stolen and not recovered within thirty (30) days of theft, or is recovered within thirty (30) days but declared a total loss by your auto insurance provider, you will be eligible to receive an in-store credit in the amount of the lesser of;

    • 50% of the amount you paid for the vehicle or;
    • $5,000 (inclusive of taxes).
    • The in-store credit may only be applied to the purchase of a replacement vehicle within the retailer inventory (cannot be used on a vehicle order).

     

    In the event your stolen vehicle is recovered and has damage, you will be eligible to receive a refund of the amount you paid for the Anti-Theft Protection product.

  • What is the eligibility of BMW Anti-Theft Protection?
  • Are there any exclusions on BMW Anti-Theft Protection?

BMW FINANCIAL SERVICES: WE ARE HAPPY TO HELP YOU.

BMW FINANCE.

Your dream BMW may be closer than you think. BMW Financial Services offers a suite of flexible financing products that meet your individual needs.
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BMW LEASE.

Choose the easy way to get behind the wheel of the BMW of your dreams, with the flexible leasing products from BMW Financial Services.

YOUR NEW BMW OPTIONS.

Explore our New Vehicle inventory to find what’s best for you.

YOUR PRE-OWNED BMW OPTIONS.

Explore our Pre-Owned Vehicle inventory to find what’s best for you.
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CONTACT US.

Our Customer Interaction Centre is here for you, Monday to Thursday from 9:00am to 8:00pm ET, and Friday from 9:00am to 6:00pm ET via telephone, or 24/7 via the Secure Message Centre.
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MY BMW ACCOUNT.

Accessing your BMW Financial Services Account has never been easier. With the self-service features, you can manage your financing easily all in one place.