ADDED PROTECTION FOR YOU AND YOUR INVESTMENT.

We have carefully developed our Protection Products to address the most common, costly, and disruptive contingencies that could occur while you enjoy your BMW. Our products have been designed to provide security and value, making it easy for you to protect yourself and your loved ones – including your BMW.

EXCESS WEAR & USE PROTECTION.

BMW Financial Services Excess Wear & Use Protection is the best in the business, bar none. Designed to give you maximum protection and peace of mind, it covers you for additional costs at the end of your lease, so you never have to worry. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

 

  • Features
    Features

    We have developed our Excess Wear & Use Protection to offer you the most comprehensive coverage possible. Our policy covers:

    • Minor dents and dings
    • Minor scratches
    • Chipped or cracked windshields
    • Missing parts valued at $200 or less
    • Premium is included with monthly payment, so there are no additional up-front costs

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Eligibility
    Eligibility

    BMW Financial Services Excess Wear & Use Protection* can be applied to:

    • New Vehicle leases through BMW Financial Services
    • Vehicles with less than 15,000 km at inception

    *Must be purchased at vehicle inception. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Exclusions
    Exclusions
    • Loss or damage as a result of a single incident or accident, whereby such damage is over $1,000 and typically covered by a customer’s automobile insurance policy.
    • Mechanical & Electrical breakdown is not covered (i.e.: Brakes).
    • Replacement parts that do not meet BMW specifications and quality.
    • Poor body work, mismatched paint, or poor quality paint job from a previous repair.
    • Loss or damage covered by another service contract or warranty.

    Additional exclusions may apply. See contract terms and conditions for full coverage details.

TIRE & RIM PROTECTION.

In any driving situation, your tires and rims are most susceptible to damage: Nails, glass, rocks, potholes – you can never be too sure of what lies ahead. For vehicle safety, damaged tires and rims must be immediately replaced or repaired. BMW Financial Services Tire and Rim Protection takes care of tire and rim repair or replacement costs. Work is completed by BMW Certified Technicians with authentic BMW parts. Just bring your vehicle to a BMW Retailer and they’ll begin the repair or replacement. Your Retailer will take care of the entire claims process from beginning to end. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Features
    Features
    • Can be 100% financed and included within your monthly payment.
    • Covers 100% of the cost of the tire or rim repair or replacement.
    • BMW run-flat tires are always replaced, never repaired.
    • Covers all four tires and rims, plus any subsequent set as long as they’re of manufacturer specification.
    • Coverage for rim damage caused by curb scuffs.
    • Coverage throughout Canada and continental United States rental vehicle benefit.

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Coverage
    Coverage

    BMW Financial Services Tire and Rim Protection provides coverage for the original BMW vehicle listed on the Service Contract, and any original tires and rims damaged by various road hazards, including but not limited to:

    • Nails, screws, glass, rocks, animal carcasses, potholes, road cracks, uneven pavement, curb scuffs

    • Coverage also includes BMW summer tire and rim packages, BMW winter tire and rim packages, and replacement tires and rims beyond the original set (as long as they comply with manufacturer specifications)

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Duration
    Duration

    BMW Financial Services Tire and Rim Protection provides coverage for the tires and rims listed on the Service Contract until one of the following occurs:

    • Contract term expires
    • Vehicle odometer reaches 120,000 km on new vehicles
    • Vehicle odometer reaches 180,000 km on Pre-Owned and Certified Series® Pre-Owned Vehicles
    • Less than 2 mm (3/32") of tread depth on any rib of the tire
  • Eligibility
    Eligibility

    BMW Financial Services Tire and Rim Protection can be applied to any New, Pre-Owned or Certified Series® Pre-Owned BMW

    • Coverage must be purchased within 30 days of vehicle purchase
    • Tires on all vehicles must have a tread depth of greater than or equal to 4 mm (5/32") at contract inception to be eligible for coverage
    • The Service Contract is always restricted to the original vehicle and the tires and rims installed, and any subsequent set of tires and rims that are of manufacturer specification
    • The service contract can be transferred to a new private owner of the vehicle. Proof of purchase may be requested.

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Some Exclusions
    Some Exclusions

    BMW Financial Services Tire and Rim Protection does not provide coverage in the following circumstances:

    • Non-BMW vehicles
    • Tires and rims that are not of manufacturer specification
    • Damage due to vehicle accident or collision
    • Defects in material or workmanship by the tire or vehicle manufacturer, including without limitation, out-of-round or stress-cracked rims not resulting from a road hazard
    • Vandalism or theft
    • Damage that would otherwise be covered by an auto insurance policy

    Additional exclusions may apply. See contract terms and conditions for full coverage details.

APPEARANCE PROTECTION.

Windshield damage? Paint scratches? Small dents? Not a problem. With our Appearance Protection, you'll be covered for most cosmetic damages. With Front Windshield Protection, Paintless Dent Removal (PDR), Paint Repair, Head and Taillight Protection, Interior Protection, and Key and Keyless Remote Replacement, BMW Financial Services Appearance Protection will keep your vehicle looking as good as it did the day you drove it home – and preserve its value.

 

  • Coverage
    Coverage

    Interior Protection
    Repair of interior damage, including stained fabric, vinyl, and leather components, as well as accidental tears and scratches.

    Front Windshield Protection*
    Repair or replacement of windshield damage, including chips and/or cracks caused by propelled rocks or road debris, as well as stress cracks caused by extreme weather.

    Paintless Dent Removal
    Repairs to small dents on the exterior vertical panels that won’t harm your BMW’s original finish.

    Key and Keyless Remote Replacement
    In the event your key or remote is lost, stolen, or damaged and inoperable.

    Paint Repair*
    Repair of damage to the exterior paint surfaces, where paint touch-ups and/or polishing is required.

    Head and Taillight Protection*
    Repair or replacement of head or taillight damage, including damaged caused by propelled rocks or road debris.

    Car Rental Benefit
    A complimentary car rental (up to $50 per event, including taxes) is included on all BMW Financial Services Appearance Protection plans for any eligible claim.

    *Coverage only provided under the Ultimate Appearance Protection program. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Duration
    Duration

    BMW Financial Services Appearance Protection provides coverage until the term expires, or the vehicle odometer reaches 250,000 km.

    Term Options:

    • New: 1–7 years, up to 250,000 km
    • Certified Pre-Owned: 1–4 years, up to 250,000 km
    • Pre-Owned: 1–4 years, up to 250,000 km
  • Features
    Features
    • Ultimate Appearance Protection: $20,000 in aggregate coverage benefits, which can be 100% financed and included within your monthly payment.
    • Premium Appearance Protection: $5,000 in aggregate coverage benefits.
    • Multiple term options available.
    • Rental vehicle benefit.
    • Coverage is transferable.

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Eligibility
    Eligibility
    • BMW Financial Services Appearance Protection can be applied to any New, Pre-Owned, or Certified Series® Pre-Owned BMW.
    • Coverage must be purchased within 30 days of vehicle purchase.

EXTENDED WARRANTY.

With the BMW Extended Warranty, you have the added comfort and peace of mind knowing that your vehicle is covered for out-of-warranty repairs beyond the 4-year / 80,000-km New Car Limited Warranty period. As an added benefit, BMW Extended Warranty includes 24-hour Roadside Assistance for the duration of the term. No matter where in Canada you are, any authorized BMW Retailer can provide service. The BMW Extended Warranty also protects the value of your vehicle by ensuring that only Original BMW Parts are used and service is completed by highly trained BMW Technicians.

Contact your local Retailer for BMW Extended Warranty pricing and package options for your BMW.

ANTI-THEFT PROTECTION.

Ensure you are the only one driving away in your BMW, with protection designed to discourage thieves and increase traceability. In the event your vehicle is stolen, BMW Financial Services Anti-Theft Protection coverage may also include a reduced cost of purchase for a replacement BMW. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Coverage
    Coverage

    BMW Financial Services Anti-Theft Protection uses a visible warning label with multiple permanent police-traceable numbers on body panels to make it a less attractive target.

    In the event your BMW is stolen and recovered with damage, you will be reimbursed for your BMW Financial Services Anti-Theft Protection purchase. If your BMW is stolen and not recovered within 30 days, or is recovered and declared a total loss by your insurance provider, your selling Retailer will provide you with a discount of up to $5,000 on the cost of purchasing a replacement vehicle from their available inventory.

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Features
    Features
    • Protection for recovered vehicles
    • Provides a full refund of the purchase price of the BMW Financial Services Anti-Theft Protection coverage in the event your vehicle is stolen and recovered with damage or stolen goods*
    • Protection for unrecovered or total loss vehicles
    • Provides a discount of up to $5,000 towards the purchase of a replacement vehicle in the event your vehicle is stolen, or recovered and declared a total loss*
    • Vehicle identification
    • All vehicles equipped with BMW Financial Services
    • Anti-Theft Protection are fitted with unique tracking numbers discretely embedded in various locations throughout the vehicle to improve traceability

    *Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

CREDITOR LIFE & DISABILITY INSURANCE.

In the event the unthinkable happens, our Creditor Life Insurance offers hassle-free coverage and protects your loved ones from inheriting the financial obligations of your BMW lease or finance payments. Single or joint coverage is available, and approval is automatic the minute you apply – with no medical questionnaires or physicals required. What’s more, we handle the details for you.
Similar to our Life Insurance, Disability Insurance ensures that your BMW lease or finance payments are taken care of in the event of your disability. Please refer to Eligibility section for additional information. Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details. 

  • Features
    Features
    • The premium is 100% financed and included within your monthly payment.
    • You’ll receive a 5% bundled pricing discount when purchasing both Life and Disability Insurance coverage.
    • There is a 50% co-applicant discount.

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Coverage
    Coverage

    BMW Financial Services Life Insurance covers customer payments, up to a maximum payout of $150,000, until one of the following occurs:

    • Product cancellation
    • Contractual coverage term expires
    • Customer turns 75 years of age

    BMW Financial Services Disability Insurance covers customer payments, up to maximum payout of $4,000 per month, until one of the following occurs:

    • Customer is no longer disabled
    • Product cancellation
    • Contractual coverage term expires
    • The Customer turns 66 years of age

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

  • Eligibility
    Eligibility

    BMW Financial Services Creditor Life and Disability Insurance can be applied to:

    • Any natural person 18-74 years of age for Life Insurance
    • Any natural person 18-65 years of age for Disability Insurance
    • Any New, Pre-Owned or Certified Series® Pre-Owned BMW lease or finance contract

    There is a 6/6 Pre-existing Condition period for both Life and Disability Insurance policies.

    Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details.

HOME & AUTO INSURANCE.

Get the ultimate protection for added peace of mind. With preferred rates and a host of benefits, BMW Financial Services Canada is proud to sponsor the only Home & Auto Insurance Program designed specifically for BMW drivers. Call your BMW Home & Auto Insurance Program licensed broker at 1.877.505.3460 today to get a home or auto quote.

  • Coverage
    Coverage

    For more information or to request a quote, please call your BMW Home & Auto Insurance Program licensed broker at 1-877-505-3460 or visit www.BMWhomeandautoinsurance.ca.

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