Owning a BMW has never been easier. BMW Financial Services will offer you the right finance option to match your financial requirements, whether you prefer lower payments combined with a balloon payment at the end of the contract, or fixed equal payments to keep your financial planning stable. You have the option to choose between the BMW Standard Finance, and BMW OwnersChoice®1 financing product that best suits your needs.
BMW financial services finance product comparison.
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Standard finance. |
Owners choice®1 financing |
|---|---|
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Vehicle ownership: down payment + monthly payment. |
Vehicle ownership: down payment + monthly payments + final payment |
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Unlimited mileage. |
Unlimited mileage. |
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Fixed monthly payments. |
Flexible down payment. |
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Longer-term financing options. |
Refinancing options for balloon payment. |
BMW standard finance.
An Obvious Choice
The BMW Standard Finance option is straightforward and perfectly suited to many buyers. We offer competitive interest rates and contract terms from 24 to 84 months (varying by model year) that combine with a wide range of down payment options, and you are free to choose weekly, bi-weekly or monthly payment options. Talk about a simple yet flexible option. Sometimes the best choice is the obvious one.
Contract Terms
24, 36, 48, 60, 72 or 84 months, depending on the vehicle model year.
FAQ: frequently asked questions about BMW standard financing.
BMW ownerschoice® financing.
Keep your expectations high and your payments reasonable. The BMW OwnersChoice®1 option from BMW Financial Services lets you own the BMW of your dreams, by lowering your monthly payment and making a larger final payment at the end of term (a balloon payment).
Contract Terms
24, 36, 48, or 60 months, depending on the vehicle model year.
FAQ: frequently asked questions about bmw ownerschoice® financing.
BMW financial services: offers and prices.
Special offers.
Your new dream BMW is just a click away. Discover our attractive BMW models and the latest special offers.
Loyalty offers.
Loyalty has never been so rewarding.
BMW financial services: We are happy to help you.
Your new BMW options.
Explore our New Vehicle inventory to find what’s best for you.
Your Pre-Owned BMW options.
Explore our Pre-Owned Vehicle inventory to find what’s best for you.
BMW lease.
Choose the easy way to get behind the wheel of the BMW of your dreams, with the flexible leasing products from BMW Financial Services.
Contact us.
Our Customer Interaction Centre is here for you, Monday to Thursday from 9:00am to 8:00pm ET, and Friday from 9:00am to 6:00pm ET via telephone, or 24/7 via the Secure Message Centre.
BMW financial services overview.
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My BMW account.
Accessing your BMW Financial Services Account has never been easier. With the self-service features, you can manage your financing easily all in one place.
Get started.
1 OwnersChoice® is not available in the province of Québec.
2 On approved credit.
3 Terms and conditions apply.
4 Terms and conditions apply. On approved credit.